Car Buying 101 Guide in Stillwater, MN
Overview If you’re thinking about buying your first or next vehicle, then start your car shopping journey with Fury Motors Stillwater. Whether or not you have an idea of which car, truck, or SUV you’re interested in, we’re here to help you make an informed and confident decision. We’re offering drivers in the Stillwater, Minnesota area with a crash course in car buying for new drivers. We strive to assist our customers every step of the way, and this guide will help you answer some basic questions before visiting our full-service dealership for a test drive or to discuss your auto financing options. Check out our Car Buying 101 tips below to review car shopping basics, then contact our auto specialists today to get any of your questions answered.
Steps to Buying or Leasing Your First Car
Step 1: What Kind of Car?
Capabilities & Experience First and foremost, you must understand the purpose of your vehicle and how you intend to use it. Do you need a simple daily commuter, or are you looking for more capabilities out of your next car? If you’re an avid outdoorsman, you’ll probably need to look for AWD or FWD capabilities. For someone driving to and from work each day, however, excellent fuel economy should be a top priority. It’s ok if you’re still unsure what kind of experience you want out of your car; there’s something at our local dealership for you! Use our online inventory to customize your search and find a balance between efficiency and power that suits your needs and lifestyle. New vs. Used As you’re exploring our latest available cars in Stillwater, MN, one big way to filter your search is between new and used cars. This decision ultimately comes down to personal preferences, budget, and priorities. At Fury Motors Stillwater, we offer plenty of specials and incentives on both new and pre-owned vehicles to make both options affordable. Our inventory of new cars has more trim options and customizations available, whereas our used cars are significantly more affordable because they’ve been on the road before. Rest assured, both our new and used cars are inspected and come with a guaranteed safe and enjoyable ride. We even offer a middle-ground option of certified pre-owned vehicles; these are used cars that are thoroughly inspected and prepared to drive nearly like new with certified warranties. Take your time exploring these options at Fury Stillwater online before taking the next step in your car shopping journey.
Apply for Financing
Step 2: What Kind of Financing?
Once you find the right car for your needs, then you’re on to find the right price by determining car payment plan. The certified auto finance center at Fury Motors Stillwater provides a team of experienced financing professionals who can would you through the process of finalizing a payment plan for your next vehicle. We advise all drivers, however, to take some actions on your own in preparation for your visit at our dealership in Stillwater, MN. Budgeting In order to accurately estimate your down and monthly payments, you’ll need to determine how much car you can afford. By using our online car payment calculator, you can factor in your down payment, loan term, and target interest rate (APR) to find your estimated monthly payment and adjust until you feel confident about your numbers. Although this monthly payment is subject to change, this is a good time to determine what kind of monthly payment range you can afford without compromising on your automotive needs. This is also a good time to value your trade-in vehicle to find out how much additional money you can put towards a realistic down payment. Loan vs. Lease Two of the most popular auto financing solutions we offer in Stilwater, MN are traditional auto loans and custom car leases. They each have their pros and cons; leases are an excellent option for those who want flexible financing and shorter terms with the latest cars on the lot, while loans offer total ownership of a vehicle and the ability to drive and customize your car to your heart’s desire. We’re happy to weigh both options with you during your visit to our full-service dealership. Working with Your Credit One important number to consider is your credit score. Even though Fury Motors Stillwater provides approval for customers with poor or no credit, it’s helpful for you to request a copy of your credit report to become familiar with your credit history. This also allows you an opportunity to take care of any concerning items before applying for pre-approval using the Fury Motors financing application.
Schedule Test Drive
Step 3: When to Schedule A Visit?
After the heavy lifting in your decision-making is done, it’s time for the most exciting part - the in-person visit for a test drive! Use our online form or call us directly to schedule a time, or stop by Fury Motors Stillwater during our open business hours in Stillwater, MN, to get started. One of our automotive specialists will be sure to assist you throughout your appointment and find the cars you’re interested in potentially purchasing or leasing. From there, sit down with our auto financing experts to finalize a plan that works for you before driving off the lot!
Find Your Car, Truck, or SUV in Stillwater, MN
Fury Motors Stillwater
12969 North 60th Street Oak Park Heights, MN 55082